By Jim Donovan

By Jim Donovan

PHILADELPHIA (CBS) –– In today’s 3 On Your Side consumer report, the good news is that more Americans are living longer. The bad news? Living longer can affect your retirement savings in a big way.

Are you saving enough to enjoy your golden years? Apparently some of us need a nudge from our employers in order to start saving.

A new report from T. Rowe Price finds that more and more companies are making it easier for employees to save for retirement.

How? Well last year a little more than half of the employers surveyed automatically enrolled workers into a retirement savings plan like a 401 (k).

Thirty percent automatically contributed 6 percent or more of the worker’s salary to the savings plan. Which according to the report is a big deal and here’s why.

If automatically enrolled, 88 percent of workers participate in the plan.

When employees have to sign themselves up and aren’t automatically enrolled less than half participate.

But putting away 6 percent still might not be enough. T. Rowe Price recommends saving 15 percent or more of your salary towards retirement.

If you can’t do that all at once, start saving gradually like adding two percent each year. Little by little you can hopefully build a nest egg that may keep you comfortable.