By Jim Donovan

PHILADELPHIA (CBS) —  To buy or not to buy, around the holidays it seems that everything is on sale.

But how do you know when you’re getting a really good deal?  3 On Your Side Consumer Reporter Jim Donovan has advice for bargain hunters.

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When it comes to holiday sales, some are hard to pass up.  “Your interest is piqued, it’s like ‘oh I need to buy something now”.”

But Kiplinger Personal Finance Editor Andrea Brown says not so fast.

According to Brown, “some of these same items that are on sale now, you can get even deeper discounts during after Christmas sales.”

So what should you hold off on buying?  Definitely bedding.  Brown says, “A lot of retailers such as Macy’s and Target have white or linen sales in January and you can get deals of up to 50% off on things such as comforters, sheets, pillowcases that type of stuff.”

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Prices on winter clothing plummet after Christmas. Plus winter-related sports gear and exercise equipment will be better priced in January too.  Brown says, “You definitely want to wait until January to purchase some of the bigger exercise equipment pieces such as treadmills, elliptical trainers, things of that nature.”

Need furniture? Hold off for a few more weeks.  According to Brown, “You’ll see a lot of clearance sales and floor sample sales after Christmas on furniture where you can get 50 to 60% off sofa’s, loveseats, ottomans, things of that nature.”  You’ll see furniture discounts continue into January and February.  New furniture designs debut in spring, so retailers are clearing out old styles to make room for the new stuff.

Kiplinger’s also finds that you get some of the best deals on jewelry after Valentine’s Day, and if you’re looking for luggage, March is the month for you.

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