By Lynne Adkins

by Lynne Adkins

PHILADELPHIA (CBS) — Just in time for the Summer travel season, a new survey shows how we pay for our trips.

READ MORE: Hyram Hill, Son Of Philadelphia Police Officer, Killed In Targeted Shooting In North Philly, Sources Say

We are planning to getaway from the workday grind and Matt Schulz, senior industry analyst at, says most of us will use savings or credit card points and bonuses to pay for the fun.

READ MORE: NJ Approves Company To Take Bets On Competitive Video Games

“44% of Americans are gonna take a vacation this summer, but about 2/3 of those taking a vacation are expecting to pay off that vacation within a month and that’s really good news,” said Schulz.

He says many of us are still hesitant to take on debt following the great recession.

MORE NEWS: Lawmakers Stalemated On Congressional Map, Top Senator Says

The survey showed that those willing to put trips on plastic were mainly 65 and older. Millenials are least likely to use credit cards for a jaunt.