By Chris Morris

PHILADELPHIA (CBS) – On today’s APP-tastic and outta SITE – PayMeBacK.

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If you borrow – or lend – a lot of money to friends when you’re grabbing lunch or coffee, it can sometimes get a little confusing keeping track of who owes what. And if you’re splitting a check, it can be even more chaotic.

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This app records all of your IOUs and keeps them secure – a lot more secure than those pieces of paper in your wallet.

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Check out the PayMeBack app.