Credit Score

(Photo illustration by Ed Fischer)

Zero Credit Rating Doesn’t Mean Bad Credit

Fifty-three million Americans have no credit score at all.

05/15/2015

(credit: CBS3)

3 On Your Side: Common Mistakes That Affect Credit Scores

If you’re thinking ahead to some spring cleaning, you may want to put tidying up finances and your credit report on that list. But first, 3 On Your Side Consumer Reporter Jim Donovan looks at some credit score missteps you may not even realize you’re making.

03/09/2015

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Qualifying For A Mortgage Is Easier Now, But Many Factors Affect Loan Approval

Fannie Mae and Freddie Mac, the companies that federally insure the majority of the nation’s mortgages, are relaxing their FICO score requirements, sometimes as low as 620.

08/05/2014

credit cards

Credit ‘Inquiries’ Could Lower Credit Score

When you apply for credit, you authorize those lenders to ask or “inquire” for a copy of your credit report from a credit bureau – which could actually lower your credit score.

01/02/2014

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3 On Your Side: Keeping Your Credit Score In Good Shape

Whether you’re hoping to buy a new home, a new car or even find a new job – you’d better be sure your credit score is in good shape, it’s being used in more ways than you might think.

05/03/2013

wells fargo

BLOG: Wells Fargo Offers Customers Free Credit Score

By Jim Donovan: When was the last time that you checked your credit score? Well if you’re a Wells Fargo customer you can do that for FREE for a limited period of time. Now through […]

10/11/2012

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Part 2: Understanding Your Credit Rating

Buying your first home can be a very exciting time, but it can also cause a lot of anxiety — especially when it comes to the application process for securing a mortgage.

04/29/2011