When you apply for credit, you authorize those lenders to ask or “inquire” for a copy of your credit report from a credit bureau – which could actually lower your credit score.
Whether you’re hoping to buy a new home, a new car or even find a new job – you’d better be sure your credit score is in good shape, it’s being used in more ways than you might think.
By Jim Donovan: When was the last time that you checked your credit score? Well if you’re a Wells Fargo customer you can do that for FREE for a limited period of time. Now through […]
Buying your first home can be a very exciting time, but it can also cause a lot of anxiety — especially when it comes to the application process for securing a mortgage.