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    Regional Affairs Council – May 2011

    Buying Your FIRST Home

    (Graphic by Ed Fischer)

    (AP graphic)

    Part 1: The Excitement of a First-Time Home Purchase

    Three years out of college and feeling secure about her job, Stephanie Pincus is sure this is the right time to buy.

    04/29/2011

    (AP graphic)

    Part 2: Understanding Your Credit Rating

    Buying your first home can be a very exciting time, but it can also cause a lot of anxiety — especially when it comes to the application process for securing a mortgage.

    04/29/2011

    (Photo by Michelle Durham)

    Part 3: Can You Afford Your Own Home?

    “Six-twenty was a high credit score four to five years ago — it was a good one,” notes one mortgage expert. “Today, purchasers are getting penalized even if they have a 700 credit score.”

    04/29/2011

    (Photos by Michelle Durham)

    Part 4: The Changing Real Estate Market

    In foreclosure sales, short sales, and similar tranactions, you could be getting some problems you didn’t count on.

    04/29/2011