PHILADELPHIA (CBS) – Obamacare seems to be having an effect on many American lives and some of the impacts are unexpected.

A new study from RAND says the Affordable Care Act may indirectly lower the cost of car insurance.

The study says in the short run, the ACA is expected to reduce auto and workers’ compensation insurer costs and increase medical professional liability insurer costs by a few percentage points as of 2016, but these impacts are likely to vary across states.

Each year, insurance companies pay out billions for medical care because of car crashes and related claims.

Therefore, as more previously uninsured people get covered through Obamacare, insurance companies will not have to put aside as much money for their care, which could result in lower costs.

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