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Jay Lloyd’s Getaway: Travel Insurance During Hurricane Season?

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(Raging waves batter the seafront in Santo Domingo, Dominican Republic, after the passage of Hurricane Irene. Credit: Erika Santelices/AFP/Getty Images)

(Raging waves batter the seafront in Santo Domingo, Dominican Republic, after the passage of Hurricane Irene. Credit: Erika Santelices/AFP/Getty Images)

Jay Lloyd Jay Lloyd
Jay Lloyd — a voice long familiar to Newsradio listeners — provides...
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As summertime getaways begin to run afoul of the Atlantic hurricane season, Jay Lloyd has some thoughts about planning on short notice.

by Jay Lloyd
KYW Newsradio 1060

My nephew Russell arrived in the Dominican Republic ahead of Hurricane Irene.  (This is the same nephew whose honeymoon was sidetracked by a previous hurricane!)

This time, though, he e-mailed that he was able to get in some scuba diving before the boats were beached.

For vacationers planning a trip to hurricane-prone resorts, it’s time to consider travel insurance.

But when buying, it’s important to make sure that hurricane coverage is included, and to understand exactly what is covered and how it kicks in.

Most policies make trip cancellation and delay reimbursement contingent on closed airports, impassable roads, and/or hotel damage that prevents your arrival and closes the hotel.

My nephew Russell and his family got in before the blow, so no insurance reimbursement for them.  And remember, you’re unlikely to be reimbursed if you cancel, simply believing that foul weather may interrupt your tee time or keep you off the beach.

Also, be aware that in most cases hurricane coverage is good only if it was purchased 24 hours before the storm is named.

Goodnight, Irene!

Reported by Jay Lloyd, KYW Newsradio 1060

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